Anuvaad Consultants

Reliable API Services
for Your Business

Providing Bureau API, EPFO API, Modeling APIs, and more. The fastest way to integrate financial intelligence into your platform.

About Us

Transforming lending through financial intelligence

DATA SOURCESBureau APICredit reports & scoresEPFO APIEmployment & incomeGST & ITRBusiness financialsBank StatementsCash flow signalsAsset RegistryVehicle & propertyINTELLIGENCE ENGINEOUTCOMESLoan ApprovedSmart underwriting72Risk ScoreReal-time scoring!Fraud FlaggedGhost app detection

Lending in India is growing fast — but the systems behind it are still fragmented, slow, and incomplete.

We started with a simple belief: better data leads to better decisions. Today, we are building the financial intelligence backbone that helps NBFCs and fintechs lend smarter and grow faster.

Instead of relying on scattered verification systems and disconnected data points, we bring everything together into one powerful, scalable infrastructure — from verified identity and income stability to commercial credit insights, asset ownership validation, and advanced enrichment signals.

Our goal isn't just faster approvals. It's smarter approvals.

  • Increase approval rates without increasing risk
  • Reduce fraud and ghost applications
  • Improve underwriting speed
  • Lower acquisition costs
  • Optimize marketing ROAS
  • Scale lending responsibly

We don't sell loans. We power the companies that do.

Our Services

Comprehensive financial intelligence solutions designed for modern lending platforms

Identity Intelligence Engine

Identity Intelligence Engine

Verified identity signals with deep fraud detection and trust scoring.

Income Stability & Affordability Engine

Income Stability & Affordability Engine

Income consistency, affordability analysis, and employment insights.

Business Credit Intelligence Network

Business Credit Intelligence Network

Commercial credit visibility for MSMEs and self-employed borrowers.

Asset & Ownership Intelligence Grid

Asset & Ownership Intelligence Grid

Vehicle, asset, and ownership validation with reliable signals.

RiskShield Decision Layer

RiskShield Decision Layer

Advanced risk scoring and decision orchestration for lenders.

Growth Intelligence & ROAS Optimization

Growth Intelligence & ROAS Optimization

Marketing intelligence to reduce CAC and improve ROAS.

Unified Credit Intelligence Infrastructure

Unified Credit Intelligence Infrastructure

A single, scalable backbone powering end-to-end lending decisions.

Advanced Modeling & Insights

Advanced Modeling & Insights

Predictive analytics and advanced modeling for better lending decisions.

Get In Touch

Have questions? We'd love to hear from you. Send us a message and we'll respond as soon as possible.